Insurance

In network. In person.

Monument is in-network with the major Pittsburgh-area insurers. Bring your photo ID and insurance card to every visit. Copay, deductible, and coinsurance depend on your specific plan.

Accepted insurances

Plans we accept.

  • Highmark

    • Community Blue Medicare HMO (PA)
    • Community Blue Medicare Plus PPO (PA)
    • Community Blue Medicare PPO (PA)
    • Complete Blue HMO (PA)
    • Complete Blue Plus PPO (PA)
    • Complete Blue PPO (PA)
    • Freedom Blue PPO (PA)
    • Security Blue HMO and HMO-POS
    • Signature 65
    • Together Blue Medicare HMO (PA)
    • Complete Blue PPO (DE)
    • Freedom Blue PPO (DE)
    • Complete Blue PPO (WV)
    • Freedom Blue PPO (WV)
    • Medicare Advantage PPO Plans (WNY)

  • UPMC

    • Enhanced Access Network
    • UPMC Employees Extended Network
    • UPMC Employees Advantage Network (Level 1)
    • UPMC Employees Western NY-Advantage Network (Level 1)
    • Panther Gold Advantage Network (For Pitt Employees) (Level 1)
    • Panther Gold HMO (For Pitt Employees)
    • UPMC Inside Advantage (Level 1)
    • My Care Advantage PPO/EPO (Level 2)
    • FEHB or PSHB
    • Premium Networks (PPO)
    • Medicare
    • Medicaid

  • Cigna

    • Network POS (Pittsburgh PA)
    • OAP (Clearity, Open Access Plus, OA Plus, Choice Fund OA Plus)
    • PPO, Choice Fund PPO

  • Aetna

    • All Local Plans

  • UnitedHealthcare

    • Charter HMO/Charter Balanced HMO/Charter Plus HMO
    • Charter Plus
    • Charter/Charter Balanced
    • Choice
    • Choice Advanced
    • Choice HMO
    • Choice HMO Advanced
    • Choice Plus
    • Choice Plus Advanced
    • Choice Plus HMO Premier
    • Choice Plus Premier
    • Choice Premier
    • Core
    • Core Essential
    • Core Essential Premier
    • Core HMO/Core Essential HMO
    • Core Premier
    • Doctors Plan
    • Doctors Plan HMO/Doctors Plan Plus HMO
    • Doctors Plan Plus
    • UnitedHealthcare Freedom EPO
    • UnitedHealthcare Freedom PPO
    • Heritage Plans
    • Harvard Pilgrim Plans
    • MAMSI Plans
    • Navigate Plans
    • NEXUS ACO Plans
    • Options Plans

  • Medicare

  • Medicaid

  • TRICARE (Military)

If you do not see your insurance on the list, please give us a call as our list is ever-expanding.

(412) 659-0599

FAQ

Billing & insurance questions.

Do I need a referral?

It depends on your plan. HMO plans usually require a referral from your primary-care physician; PPO and POS plans usually don't. If your plan requires a referral and you don't have one, we can still see you on a self-pay basis, then help you obtain a referral for follow-up. For DermNow walk-in visits, no referral is required.

Will my insurance cover cosmetic services?

No — cosmetic dermatology is not covered by insurance. Cosmetic services are billed as cash-pay, with prices discussed before treatment.

Are biopsies and skin-cancer treatments covered?

Yes — medically necessary biopsies, excisions, and skin-cancer treatments are covered by insurance. Cosmetic mole removal (for appearance only, no medical concern) is not covered.

What if my insurance isn't on your list?

Call us at (412) 659-0599. We add new plans regularly, and we can verify whether your specific plan is accepted before you come in.

Do you accept Medicare and Medicaid?

Yes — Monument accepts both Medicare and Medicaid.

What about HSA / FSA?

HSA and FSA cards are accepted for medically necessary visits, copays, and prescriptions. They are not accepted for cosmetic services.

I have insurance but want to pay cash. Is that an option?

Yes. Cash-pay rates are posted on the cash pay page. Some patients choose this for visits below their deductible.

When are payments due?

Copays and known coinsurance are collected at the time of service. Balances after insurance processing are billed separately within 30–60 days of the visit.

Cash pay options

Don't have insurance?

Transparent cash-pay pricing for medical visits, biopsies, and procedures.

Cash pay details →